MEC
The MEC Advantage Plan combines MEC, composite-rated indemnity, and major medical plans to protect businesses and their employees. It offers the most affordable insurance options with coverage across all 50 states (1 million providers), while ensuring ACA compliance, including telemedicine, discount RX cards, accident coverage, and critical illness protection.
MEC Plus
MEC Plus plans provide all the benefits of a standard MEC plan with added sick benefits to keep costs low. Preventative services have $0 copays, while sick visits include low copays for primary care, specialists, urgent care, and emergency rooms—all within the First Health Network.
MEC Premium Plus
Get everything in Plus and unlimited primary care visits and enhanced coverage for emergency room admissions, maternity consultations, and mental health care. Employees benefit from affordable access to comprehensive services through the First Health Network.
Major Medical
Major medical plans meet ACA standards and cover a wide range of inpatient and outpatient services. Employers can customize cost-sharing strategies while accessing expert advice on plan options to provide robust coverage for employees.
Fully-Insired Minimum Value Plan
The Minimum Value Plan protects against ACA penalties with fully insured options that ensure compliance. It covers essential benefits like preventive care, hospitalization, and prescriptions at a low cost for employers and employees.
Accident Insurance
This provides lump-sum payments for injuries sustained during everyday activities or sports. It helps employers reduce workers’ compensation claims while supporting employees with unexpected medical costs.
Dental & Vision
Dental plans offer flexible options for preventive care, restorative treatments, and oral surgery coverage.
Vision insurance covers routine checkups and corrective wear costs, ensuring employees can maintain their overall health affordably.
Critical Illness Insurance
This insurance pays a lump sum when employees face serious health conditions like cancer or heart attacks. This budget-friendly solution helps offset high deductibles and out-of-pocket expenses during challenging times.
Behavioral Health Therapy (Virtual)
Give your employees the option to access virtual, behavioral health counseling with a Master-level therapist.
Telemedicine
Telemedicine provides 24/7 access to doctors via phone or video calls for diagnosis and prescriptions without scheduling delays.
ICHRA
ICHRA allows employers to reimburse employees for individual insurance policies tax-free. It’s flexible, with no contribution limits, and available to businesses of all sizes.
Prescriptions
We offer $0 prescription plans. Get in touch with us for a full list of medications.
QSEHRA
QSEHRA simplifies benefits for small businesses by reimbursing employees tax-free for health expenses in a cost-effective way.
Health & Wellness Savings
Employer-sponsored wellness programs improve employee health while boosting productivity and engagement. These programs can also reduce healthcare costs and offer tax advantages.
FSA (Flexible Spending Account)
FSAs let employees contribute pre-tax funds for healthcare or dependent care expenses. Employers save on payroll taxes while offering a valuable benefit to attract top talent.
HSA (Health Savings Account)
HSAs allow employees to save pre-tax money for medical expenses when paired with high-deductible health plans. Employers benefit from tax savings on contributions while reducing taxable income.