HOW MUCH CAN YOU SAVE WITH EBA’S MEC BENEFIT CALCULATOR
70
$ 19,483.33
+ $ 4,091.50
$ 23,574.83
$ 282,898.00
-$ 3,080.00
$ 646.80
$ 2,433.20
$ 29,198.40
$ 253,699.60 !!
Data sources and assumptions
This calculator lets users switch between the 2026 and 2027 published IRS employer shared responsibility payment amounts. It defaults to 2026 and uses the standard 30-employee reduction for 4980H(a) estimates.
- 2027 4980H(a): $3,780 per full-time employee per year, or $315.00 per month. Source: IRS Rev. Proc. 2026-22 .
- 2027 4980H(b): $5,670 per affected full-time employee per year, or $472.50 per month. Source: IRS Rev. Proc. 2026-22 .
- 2026 reference amounts: $3,340 under 4980H(a) and $5,010 under 4980H(b). Source: IRS Rev. Proc. 2025-26 .
- Calculation method and employer shared responsibility rules: IRS Employer Shared Responsibility Q&A .
Estimate only. This calculator is not tax, legal, or accounting advice. Actual exposure depends on the employer's facts, coverage offers, affordability, minimum value, full-time employee count, and Marketplace premium tax credit activity.
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