Cart 0
Overview MEC Plan MEC Plus MEC Premium Plus Plan Major Medical Minimum Value Plan Accident Dental & Vision Critical Illness Behavioral Health Therapy Telemedicine Prescriptions ICHRA Health & Wellness Savings QSEHRA FSA HSA
ACA Tax Penalty Caculator Downloads Contracting Paperwork Testimonials Insights
Agents & Brokers Providers
Cart 0
Dedicated to help businesses ensure compliance with the Affordable Care Act.
 
 

Affordable, ACA-Compliant Employee Benefits

We get benefits can be hard, but it doesn’t have to be, with EBA by your side. Leverage our:

  • We design ACA-compliant benefit plans to help medium and large businesses avoid penalties while controlling costs.

  • 20+ years of compliance experience

  • Cutting-edge technology that simplifies benefits administration

  • Bilingual support for employees

  • Easy Employer Portal for enrollment

  • Lower cost MEC benefit plans that ensure you’ll never overpay for peace of mind

Conquer benefits chaos.

  1. Simplify Compliance: Automated ACA reporting and IRS 1094/1095 filing

  2. Streamline Enrollment: Text/email enrollment for mobile-first workforces

  3. Empower Your Team: Bilingual support and 24/7 Employer Portal access

  4. Grow Confidently: Scalable solutions tailored for your industry, from fast food, to staffing, to healthcare, and more.

Contact us today for a custom quote.

 
 

Why Businesses Trust EBA for Benefits Compliance

  • “Tony was perfectly competent and answered my question to the best of his ability."

  • "Nelson is an outstanding customer service representative. He was patient to let me explain my situation, unfortunately he got the long story, BUT he answered all my questions to my satisfaction. It's rare nowadays to talk to someone who doesn't make you feel dumb for not knowing all the answers. I actually felt confident and smarter about my decision because of his help. I hope you are paying him well because I bet there are companies that would kill for a customer service rep like Nelson!!”

  • “Everything was fast smooth and effortless.”

  • EBA (Essential Benefit Administrators) delivers ACA-compliant employee benefits that scale with your growth. Our Minimum Essential Coverage (MEC) plans launch quickly, integrate with leading payroll and HRIS platforms, and fit multi-location teams with part-time or variable-hour employees. Add dental, vision, and virtual care as you expand. Control costs, stay compliant, and give your workforce benefits they will actually use—so you can attract and retain talent while you grow.

Learn more
 

Your business’s future with EBA.

✅ Your HR team celebrates seamless open enrollment periods

✅ Managers access real-time benefits data from any device

✅ Employees feel valued through culturally-competent support

✅ You sleep soundly knowing ACA compliance is handled

With EBA, this isn’t just possible—it’s your new operational standard.

 

Your Most Frequently Asked Questions

  • MEC plans focus on preventive care services required under the ACA. This includes:

    • Annual check-ups

    • Immunizations

    • Screenings (ex: cancer screenings)

    • Wellness visits

    While MEC plans don’t cover major medical expenses like surgeries or hospital stays, they provide essential services that help employees maintain their health and catch potential issues early.

    With Essential Benefit Administrators, for example, some of our MEC plans include unlimited sick doctor’s visits, specialist and urgent care visits, as well as mental health and emergency room visits. 

    Other added benefits include pharmacy programming with over 1,000 prescriptions with a $0 copay—and all benefits are accessible through an easy-to-use mobile app.

  • Yes! MEC plans meet the ACA’s requirement for employers to offer coverage to full-time employees (30+ hours/week). By providing MEC coverage, businesses avoid penalties associated with noncompliance while supporting employee wellness.

  • One of the biggest advantages of MEC plans is their affordability compared to traditional health insurance. We offer MEC plans starting at just $44/month—making them an ideal option for cost-conscious industries like hospitality, fast food, etc.

  • Essential Benefit Administrators stands out from competitors by offering:

    • Access to the popular First Health network (covering all 50 states).

    • $0 unlimited telemedicine visits for convenient healthcare access anytime.

    • Free IRS filing services (1094-C/1095-C), saving clients time and money on compliance reporting.

    • Pharmacy discounts that reduce out-of-pocket costs for employees.

    • Bilingual customer service to ensure clear communication with diverse workforces.